Can't change max CPC on keyword planner tool? Set to $25.00??

I'm trying to use Keyword Planner to get some keyword ideas and build some ad groups...

But when I try to create a "plan," KP sets my bid to $25.00!

I can't change it either.

Then, when I try to import the plan into my account, the ad groups all have a default bid of $25.00.

Lastly, I don't know how to edit the default bid for the ad group once it's in my AdWords account.

Obviously need some help...